Working abroad doesn’t mean one has to pay lots of money for the placement and processing fees. There are many recruitment agencies that offer overseas jobs but the applicant doesn’t have to pay a single centavo. This is possible because the foreign employer is willing to shoulder the amount for the applicants.
It is also wrong for an agency to ask for excessive placement fee because it should only be equivalent to the one month salary of the OFW abroad. Anyway if you want to work overseas but doesn’t want to pay too much, there is a website that list overseas jobs with no placement fee.